Your State Pension amount depends on your National Insurance record.
Check your State Pension forecast to find out how much you could get and when.
The full new State Pension is £185.15 per week.
The only reasons you can get more than the full State Pension are if:
you have over a certain amount of Additional State Pension
If you reached State Pension age before 6 April 2016, you’ll get a different amount under the basic State Pension rules.
You can still get a State Pension if you have other income like a personal pension or a workplace pension.
You might have to pay tax on your State Pension.
If you’ve reached State Pension age and you’re on a low income, you may also qualify for Pension Credit, even if you’ve saved money for retirement.
How it’s paid
After you’ve made a claim you’ll get a letter about your payments.
The new State Pension is usually paid every 4 weeks into an account of your choice. You’re paid in arrears (for the last 4 weeks, not the coming 4 weeks).
The Government, energy suppliers and local authorities provide grants to help you implement energy saving measures. The Energy Saving Trust has an advice and information helpline on 0300 123 1234 (see info for Scotland and Northern Ireland)
- If you’re aged 60 or over you can get free local bus travel. Please see the Transport for Wales website to get more information and request a card.
- Free & Discounted Train travel. If you have a Concessionary Travel Pass from a Welsh Local Authority, you can travel for free on many Transport for Wales trains.
You can travel between:
- Wrexham – Hawarden Bridge
- Machynlleth – Pwllheli (Cambrian Coast line) – October to March only
- Llandudno – Blaenau Ffestiniog (Conwy Valley line)
- Shrewsbury and Llanelli/Swansea (Heart of Wales Line) – October – March only
You will need to get a free ticket from the ticket office before you travel or from a Conductor on the train if there is no ticket office.
You will also get 1/3 off tickets to travel on the Cardiff and Valley network after 09:30 Monday – Friday and any time at weekends and bank holidays.
For more information, please visit the Transport for Wales website.
]If you’re a British national born on or before 2 September 1929, you can get a free 10-year passport. They’re usually £75.50, so this is a great saving for globetrotters.
How to get it: You’ll need to fill in an application form. You can either do this online, or request one from HM Passport Office, the Post Office or Passport Adviceline on 0300 222 0000. See Gov.uk for full info.
Cadw Wales offers those aged 60 and over membership for £30/yr, reduced from £46. It’s £50 for couples (normally £70).
Cinemas usually offer concessionary rates for older viewers while some do specific discounted screenings.
- Senior Cinema screenings at Vue cinemas are heavily discounted for over 60s and include a cup of tea and a biscuit too.
- Silver Cinema screenings at Odeon cinemas start at £3 and include tea, coffee and biscuits.
- Empire cinemas Seniors screenings are every Wednesday morning and include tea and biscuits. Again, tickets are just £3.
- Showcase cinemas have screenings every Monday, where the senior admission to any film starting before 12pm noon will be just £5.
- Picturehouse cinemas have a weekly Silver Screen Club. Membership is free and it includes discounted tickets and a free cup of tea or coffee with biscuits.
People over 60 can sign up for Boots Health Club to receive 10 clubcard points per £1 spent on selected Boots brand products when you shop.
Other exclusive savings for club members include 25% off Boots brand glasses at Boots Opticians and extra points at Boots Hearingcare Centres. Find out more at boots.com
- Hungry Horse pubs offers a ‘Golden Years’ menu for over 60s. It entitles you to two-courses for £4.69 but you can add a third course for £1.50. Portions are smaller than the standard menu, however.
- Certain Greene King pubs also offer senior menus at reduced prices and with smaller portions.
- McDonald’s have discounts on coffee and beverages (55+)
- Wendy’s have free coffee or other discounts depending on location.
- Subway have 10% off depending on location.
- Pizza Hut have special discounts for 50+ up to 50% !
- Burger King offer 10% discount depending on location (60+)
Discounts may be available for certain mental impairments as detailed on this webpage: council tax reduction